but it you get on their plan then it is no problem. I use geico and they are real cool and really don't care if I drive a Pinto or a Ferrari as long as you have a good record. Good luck. By the way when I moved up from my 84 300zx to my 90 I asked what my rate would be if I had my own plan and they started laughing and said between 3-4k a year ouch! Stay on your parents good side and it'll work out.